Short-term rental cost segregation: is it worth it for your Airbnb or Vrbo?

By CostSegregationMatch · Tax and provider sources checked October 6, 2026

Yes, cost segregation works on a short-term rental. A study splits the depreciable part of what you paid into two piles. One pile is the building. The other is eligible shorter-life property: furniture, appliances, some flooring, fences, landscaping. The second pile can be deducted over 5, 7, or 15 years instead of decades. Qualifying parts acquired and placed in service after January 19, 2025 can get 100% bonus depreciation in the year they are ready and available for rental use. Land is not depreciable. (IRS Notice 2026-11; Publication 527.)

Getting the study is the easy part. Using the deduction is the hard part. One route to using a rental's loss against your paycheck is an average guest stay of 7 days or less and material participation: doing enough of the work yourself. Other loss limits still apply. A study by itself does not establish that you can use the loss this year. (IRS Publication 925.)

So before you pay anyone, run the five checks below. Then look at real prices. Published fees start at a $495 software example and $950 for a report with an engineer's review. Each has limits on what kind of property it covers.

Run the 5 checks See study prices

Quick answers

One house, three very different results

Here is the part that changes the result.

Take a hypothetical $600,000 cabin. Under our assumptions, a study adds $94,870 in first-year deductions beyond what the owner would get without it. (The full math is below.) What that is worth this year depends on how much of it the owner can use.

Same house. Same study. Three outcomes.

A few honest notes on this table:

• We assume a $950 study fee, using R.E. Cost Seg's published Rapid Report starting price, plus $500 for your CPA's extra time. Neither amount is a quote for this cabin or your property. Ask for both fees.
• The 32% rate is an example. Use yours.
• If the blocker is the passive-loss limit, a suspended loss generally carries forward. Other limits have their own rules; an unsupported deduction does not become a valid carryforward.
• This subtracts the full cash fees and leaves out their tax treatment, state tax, and what happens at sale. State tax and sale are covered further down.

A provider can estimate how big the deduction is. Your tax preparer checks how much you can use. The five checks show you what needs confirming before you pick a row.

Run the 5 checks on your own rental

Not into forms? Here are the same five checks in plain words.

Check 1: Is your average guest stay 7 days or less?

For one rental, add the days in each period of customer use, then divide by the number of those periods. This means the time a guest had a continuous or recurring right to use the property, not simply nights occupied or booking confirmations. Combine renewals of the same continuing stay.

Example: 196 days in 49 separate customer-use periods = 4 days on average. That meets the 7-day threshold.

Count periods ending during the tax year or covering its last day. The rule allows a reasonable estimate for a period continuing at year-end. Different property classes can require an income-weighted calculation. (26 CFR §1.469-1(e)(3)(iii).)

If your average is 7 days or less, the IRS does not treat your property as a "rental activity" under the passive loss rules. That opens the door to using a loss against your other income. (IRS Publication 925, "Rental Activities.")

Three things trip people up:

• It is the actual customer-use periods, not your listing settings. One 60-day winter stay can pull your average over 7.
• Over 7 through 30 days can still work under another exception if you provide "significant personal services." The IRS considers their frequency, labor, and value relative to the rental charge. Routine repairs or maintenance alone do not establish that exception; even calling a service "hotel-style" does not settle it.
• Over 30 days, ordinary rental rules generally apply. Other exceptions exist, so have your CPA check the activity before treating this as a definite failure.

Source for the exceptions and service test: 26 CFR §1.469-1T(e)(3).

Check 2: Do you do enough of the work yourself?

Passing check 1 is not enough. You also have to "materially participate." That is the IRS term for being hands-on in the business.

There are seven tests. You only need one. Start by checking these three:

Source: IRS Publication 925, "Material participation tests."

The property manager problem. In that third test, "anyone else" includes people who do not own the place. Your cleaner. Your co-host. Your manager. If your cleaner logs 150 hours and you log 120, you fail that test.

Hiring help does not kill every test. For example, another person working more hours does not by itself defeat the more-than-500-hours test. If you plan to hand everything to a manager, talk to your CPA before you buy a study for the wage offset.

Good news on spouses. Your spouse's qualifying hours count with yours, even if only one of you owns the property or you file separate returns.

Keep a log. The IRS accepts reasonable proof, like a calendar or a simple log with dates, tasks, and time spent. Start it now. Work actually operating the rental can count, including handling guests, pricing, or repairs. Do not assume every supply trip or travel hour counts. Investor-only work, such as reviewing financial statements without day-to-day management, generally does not. (26 CFR §1.469-5T(f).)

You do not need "real estate professional" status for this route. That is a different rule requiring more than 750 hours and more than half your personal-service work in qualifying real-property trades or businesses, along with material participation in the rental activity. The 7-day route does not require that status. (Publication 925, "Real Estate Professional.")

Check 3: How many days do you use it yourself?

You can use your own rental. Just not too much.

The residence-use threshold is the greater of 14 days or 10% of the days it was rented at a fair price. Go over, and vacation-home rules can limit rental expense and depreciation deductions so they cannot create the rental loss you were counting on. (26 U.S.C. §280A; Publication 527 has the full vacation-home rules.)

Example: You rented 200 days. 10% is 20 days. Twenty personal days does not cross this threshold. Twenty-one does. You still have to split rental and personal expenses correctly.

Family stays generally count, with a limited exception for fair-market rentals used as a family member's main home. So do friends who pay less than the going rate. A day you spend substantially full time repairing and maintaining, not improving, the property does not count as personal use under this rule. A vacation with a few chores is still a vacation.

If you use it as a home and rent it for fewer than 15 days during the year, a separate rule generally excludes the rent from income and disallows rental-expense deductions. That is different from simply having a low-occupancy investment rental. (Publication 527, "Dwelling Unit Used as a Home.")

Check 4: When did you buy, and when was it ready for guests?

The tax acquisition date and the placed-in-service date help determine your "bonus depreciation" rate. That is the share of eligible shorter-life property you can deduct right away. A signature date alone does not settle it.

The 100% rate was restored by the One Big Beautiful Bill Act and is covered in IRS Notice 2026-11. The older rates come from the phase-down that law replaced. The table assumes otherwise eligible property and no election out of bonus. The restored 100% rule has no scheduled phase-down under current law.

Watch three things:

• The binding-contract rules matter, not just closing. For property acquired under a written binding contract, the notice uses the latest applicable date: when the contract was entered into, became enforceable under state law, its cancellation periods ended, or its contingencies were satisfied. Have your CPA review the actual contract, especially around January 19, 2025.
• "Ready and available for rental" is the trigger. It is the placed-in-service date, which can be before the first booking. Buying the property by itself is not enough. (Publication 527.)
• Bonus only covers the fast-wearing pile. It does not let you write off the land or the building itself.

Used property can qualify, but related-party purchases, prior depreciable use, carryover basis, required alternative depreciation, and elections can change the answer. Construction and conversions also need their own review. The tax preparer should confirm eligibility and the rate before the tool uses it. (26 CFR §1.168(k)-2; Notice 2026-11.)

If you see a page saying bonus is "only 20% in 2026," it is incomplete. That can still be the rate for an earlier acquisition, but eligible property acquired and placed in service after January 19, 2025 gets the restored 100% treatment unless an applicable election changes it.

Check 5: Is there room to use a loss this big?

Even a loss that clears the earlier questions runs into more limits. Your tax preparer applies any owner-basis limit, then the at-risk rules, then the passive-loss rules, and then the excess business loss rule. (Publication 925.)

For tax years beginning in 2026, the excess business loss threshold is $256,000 on a non-joint return and $512,000 on a joint return. This applies to the aggregate net business-loss calculation, not just this property's deduction. A loss below that number is not automatically usable. An excess business loss is carried forward under the net operating loss rules. (Rev. Proc. 2025-32, §3.31; Form 461 instructions.)

Also ask about your state's treatment of federal bonus depreciation. Your state deduction in year one can be different.

If you fail check 1 or 2

The study can still identify shorter-life property. If no other rental exception or nonpassive route applies, the loss is generally "passive."

A passive loss can generally offset passive income, such as profit from other passive rentals. A suspended passive loss carries forward and can generally be released on a fully taxable sale of your entire interest to an unrelated person. Not every sale or transfer releases it. (Publication 925, "Dispositions.")

So a study can still make sense if you have passive profit to use the deduction. Becoming hands-on next year does not automatically unlock an old suspended passive loss against wages. The former-passive-activity rules first allow it against that activity's current net income; any remainder stays subject to the passive-loss rules. (Publication 925, "Treatment of former passive activities.")

If you cannot use a deduction now, compare ordering now with doing the study later and catching up. The timing can matter. For an activity that remains rental real estate, ask whether the separate real-estate-professional rules or the income-limited special rental-loss allowance applies; neither follows just from ordering a study.

Get the CPA question sheet

What a study changes on an Airbnb or Vrbo

Without a study, the building portion gets deducted slowly, generally over 27.5 or 39 years. Your tax preparer may already identify some assets separately. A study's value is the additional supported reclassification beyond that baseline.

A cost segregation study breaks the house into parts:

Sources: Publication 527, Publication 946, and the IRS Cost Segregation Audit Technique Guide. A building's structural components stay with the building; an item's name alone does not set its recovery period.

The study does not create new deductions. It moves them earlier. You get more now and less later.

The platform does not matter. Airbnb, Vrbo, direct bookings: the study looks at the property, not where you list it.

Do I need a study to write off furniture?

No. Furniture and appliances you bought yourself, with receipts, are already short-life property. Your CPA can list them separately and deduct them fast without any study. (IRS Publication 527 lists the recovery periods for rental furniture and appliances.)

A study can earn its fee by identifying eligible parts baked into your purchase price that were not already separated correctly. It must establish each classification. Cabinets, decks, flooring, or a hot tub pad do not automatically get a shorter life just because they appear on a list.

This matters when you read an estimate. If a quote counts your $10,000 of new furniture as a study benefit, that $10,000 is not an additional benefit if your tax preparer would already claim the same depreciation without the study. The same baseline check applies to furnishings included in a property purchase.

A $600,000 example, with every assumption shown

The setup:

• You sign a contract and close on a cabin in mid-2026 for $600,000. It is ready and available for guests in July. For the example, assume one 2,100-square-foot unit with no pre-opening renovations.
• It is held entirely for rental use, with no personal-use days. The tool's sample has 84 rental days across 21 separate customer-use periods, an average of 4 days. The earlier 196 ÷ 49 example illustrates the same formula separately.
• We assume the land is worth $120,000. That leaves $480,000 you can depreciate. Your land share will differ. Use a supportable allocation; an appraisal or the relative assessed values can help establish it. (Publication 527, "Separating cost of land and buildings.")
• We assume your CPA uses a 39-year building life. More on that below.
• We assume a study supports $96,000 of additional shorter-life property beyond what the preparer would identify without it. That is 20% of the $480,000. This is an illustration, not a forecast or a typical result for a cabin.
• We assume those components qualify for 100% bonus depreciation, with no election out or required alternative depreciation. Your CPA has confirmed the dates, eligibility, and building life.
• Furniture or other assets already identified separately are left out of both sides. The example assumes none of the $96,000 would already receive faster treatment without the study.

The math:

Extra first-year deduction from the study: $94,870.

The 1.177% is the first-year percentage for a 39-year building placed in service in July, using the IRS mid-month table in Publication 946 (Table A-7a). Before rounding, the two totals are $5,649.60 and $100,519.68, so the extra deduction is $94,870.08. We calculate with unrounded figures and display whole dollars.

What it is worth, if you can use all of it:

What if your CPA uses 27.5 years instead? Using the July percentage of 1.667% from Table A-6, the building deduction without a study goes up to $8,002. The extra from the study comes out to $94,400. Almost the same in this example. The building life changes the "without" number more than it changes the value of the study here.

How much do you need to cover the fees? Divide the fees by your tax rate as a decimal. With $1,450 in assumed fees at 32%, $1,450 ÷ 0.32 = $4,531.25, or about $4,531 of usable extra deduction to break even this year. This simple cash-fee comparison leaves out the tax treatment of the fees themselves. A large deduction can also cross tax brackets, so multiplying by one rate is a shortcut.

Remember what this is: timing. You are taking deductions now that you would have taken slowly. The price shows up later, in smaller yearly deductions and at sale.

Try it with my numbers

Is a short-term rental 27.5 or 39 years?

Here is why. The tax code's residential-rental definition generally requires at least 80% of the building's gross rental income to come from dwelling units. It excludes a unit in a hotel, motel, or other establishment where more than half the units are used on a transient basis. The statute does not set a 7-day or 30-day bright line for this classification. (26 U.S.C. §168(c) and (e)(2).)

So you have three different tests doing three different jobs:

A cabin with 12-day average stays could be a 39-year building and miss the 7-day exception. One answer does not settle the other.

Published examples and software can use different assumptions. R.E. Cost Seg's Airbnb article uses 39 years. KBKG's short-term rental article uses 27.5 years in an example, but CostSegregation.com's FAQ says selecting a short-term or vacation rental makes its software report use 39 years. A provider's example or software setting is not a tax ruling for your property.

What to do about it: ask one question before you order.

"Which building life will this study use for my property, 27.5 or 39 years, and does my CPA agree?"

Your study and your tax return need to match.

One more reason to ask: some interior improvements you make to nonresidential real property after the building was first placed in service can qualify as 15-year "qualified improvement property." Building enlargements, elevators or escalators, and the internal structural framework are excluded. Buying existing interior improvements does not by itself make them QIP. (26 U.S.C. §168(e)(6); Publication 946.)

What a short-term rental cost segregation study costs

These are three published offers from two companies. They show three levels of help. They are not the whole market, and they are not quotes for your property.

These study links are unpaid. We label links that can earn us a referral fee. How we make money.

Sources: CostSegregation.com and its FAQ, Rapid Report, Fully Engineered Study, R.E. Cost Seg services. All checked October 6, 2026.

Three things to confirm before you pay:

1. The software limit is worded two ways. One KBKG page says "up to" $1.5 million. Another says "under." If you are close, ask.
2. The Rapid Report limits are worded two ways too. "$1.2 million or less" on one page, "under" on another. Same with the $50,000 renovation limit. Its services page states the 3,500-square-foot limit per unit, while the Rapid Report page does not. If you are close to a limit or have multiple units, confirm the scope. Similar units also need consistent layouts, use, and placed-in-service dates.
3. Residential or commercial price? KBKG shows a $495 residential example at $750,000 basis and a $1,295 commercial example at $1 million basis, excluding land. R.E. Cost Seg has two starting prices too. If your building is treated as 39-year property, ask which price applies to you; the recovery period does not by itself quote the service.

The fee is not the whole cost

Add these before you compare:

• Your CPA's extra time. Someone has to put the new schedule on your return. Fees vary. Ask for a number.
• Form 3115 preparation, if required. R.E. Cost Seg lists $600 per study. Your CPA may offer it for a separate fee instead.
• Rush fees or an in-person visit, if you need them.

An unknown fee is not a zero fee. Get it in writing.

What "audit support" really means

It sounds like someone will stand next to you at the IRS. Check what the provider actually promises.

R.E. Cost Seg's published terms cover written answers about its own study. They leave out representing you before the IRS, testifying, and preparing or amending your tax return. Ask your tax preparer which of those services they provide and what needs a separate agreement.

Ask every provider: "If the IRS questions this study, what exactly do you do at no extra charge?"

Which one fits your rental?

Pick the simplest option that fully covers your property and gives your CPA what they need.

Cheaper does not mean weaker by default. The IRS does not require one report format. Its audit guide for these studies looks for accuracy and good records.

And do not pick a provider because it promises the biggest deduction. A bigger number you cannot back up is not a better study.

Be careful with unsourced price ranges. Big or unusual properties can cost more than the starting fees above. Check a real published price or a written proposal first.

See software pricing View Rapid Report details Request a proposal from R.E. Cost Seg

Want the full side-by-side, with every source?

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Already own the rental? You can usually still catch up

If you bought in an earlier year and never did a study, you can still review it now. For an eligible depreciation-method change, your CPA can use Form 3115 and a negative §481(a) adjustment to claim missed depreciation in the year of the change, generally without amending old returns. The correct procedure depends on your filing history. Some errors call for an amended return, and changing a prior bonus election follows separate rules. (Form 3115 instructions; Rev. Proc. 2025-23, §6.01.)

Three things to know:

• Historical dates and eligibility set the bonus rate, not the year you order the study. Eligible property acquired after September 27, 2017 and placed in service in 2022 generally had a 100% rate; the comparable 2023 rate was 80%, before elections or other exceptions. See the table in check 4. Ordering a study in 2026 does not give an older property the new acquisition date.
• A new catch-up and an old suspended loss are different. A new §481(a) adjustment is generally classified using the activity's status in the year of the method change. Its amount still uses the historical depreciation rules. Existing suspended passive losses are not automatically released because you materially participate now. (26 CFR §1.469-2T(d)(7); Publication 925.)
• Someone has to handle the filing. Confirm whether Form 3115 is the right route, who prepares it, and what it costs.

Switching an old long-term rental to short-term does not count as a new purchase or restart bonus eligibility on its existing basis. A change in use may still affect the depreciation schedule; new improvements have their own dates. (26 CFR §1.168(i)-4.)

If you turned your own home into a rental, your starting number is different too. Depreciation generally starts from the lower of adjusted basis or fair market value at conversion, excluding land. Your CPA has to set that basis and check bonus eligibility separately. (Publication 527, "Property Changed to Rental Use.")

Does the study have to be done by December 31?

No. The placed-in-service date is what matters.

For a calendar-year taxpayer, the rental has to be ready and available for its rental use by December 31 to start depreciation that year. The study itself can be finished after year-end and used with the properly filed return. A later study may instead require the catch-up procedure above.

Three things a later study cannot change:

1. The date the place was ready for guests.
2. Your average stay for the year.
3. Your hours.

The provider describes Rapid Report delivery as about 5 business days after payment and completion of the questionnaire. For the Fully Engineered Study, it describes about 15 to 20 business days after all required documents and the virtual inspection are complete. Confirm the current estimate before your filing deadline. (R.E. Cost Seg services.)

When a study disappoints, and what happens when you sell

You may give some of it back when you sell

Faster deductions lower your adjusted tax basis in the property. That can increase taxable gain when you sell.

On a taxable sale, gain on §1245 property, such as many furniture and appliance components, is generally ordinary income up to the depreciation allowed or allowable, including bonus. Land improvements and other §1250 real property follow different recapture rules. Qualifying unrecaptured §1250 gain has a maximum federal rate of 25%; that is not a blanket cap on all depreciation recapture. (IRS Publication 544; IRS Topic 409.)

That does not make a study a bad deal. You had the use of that money for years. But if you plan to sell in a year or two, ask your CPA to run the sale math before you order.

You might not be able to use it yet

This is the "none this year" row from the table at the top. You pay the fees now. A suspended passive loss may help later under the carryforward rules, but it does not reduce this year's tax. Other limits can produce a different result, so have your CPA identify what is blocking the deduction.

Hotel-style services can add another tax

If you provide services like daily cleaning during a stay, meals, or rides, your rental income can become self-employment income. That adds self-employment tax.

This is decided separately from the 7-day rule. Passing check 1 does not put you on Schedule C by itself. The IRS walked through the difference in Chief Counsel Advice 202151005, an explanation that cannot be used as precedent. Publication 527 also discusses reporting rentals with substantial services. Have your CPA check the services and the right form.

Your state may not go along

A federal number is not a state number. Ask for both.

The study does not prove your side of the story

A study supports its asset classifications. It does not prove your average stay, your hours, or your personal-use days. Those are your records. Keep them.

What to bring to your CPA and the study provider

Here is a sheet for both talks. Copy it, print it, fill in what you know.

SHORT-TERM RENTAL COST SEGREGATION: QUESTION SHEET

MY FACTS (fill in what you know)
Property, units, and tax year:
Purchase price, supportable land allocation, and depreciable business-use basis:
Contract signing, binding/enforceable date, contingencies, closing, and acquisition dates:
Original date ready and available for rent:
Customer-use days and periods (combine continuous or recurring rights; have my CPA handle periods spanning year-end):
Who does the work (me, spouse, manager, co-host, cleaners), with records:
Fair-rental days and personal, family, or discounted use:
Furniture and appliances already separately depreciated or expensed:
Renovations, their dates, and any mixed or personal use:
Prior depreciation schedules, conversions, and suspended losses:
Expected holding period and sale or exchange plan:

QUESTIONS FOR MY TAX PREPARER
1. Which rental-activity exception, if any, applies to the actual customer-use periods?
2. Which material participation test applies, and what work and records support it?
3. Which personal-use days count, and what vacation-home limits or business-use allocation applies?
4. Which building life and depreciation system apply: 27.5 or 39 years, GDS or ADS?
5. What bonus rate applies to the original acquisition and placed-in-service dates, binding-contract rules, qualifying assets, and elections?
6. What is complete first-year depreciation without a study and with one, excluding deductions already available on separately recorded assets?
7. How much of the EXTRA deduction can I use this year after all applicable limits? What happens to each disallowed amount or prior passive loss?
8. What changes for state tax, later depreciation, sale allocation, recapture, or a possible exchange?
9. If depreciation was reported in earlier years, which procedure applies: original return, amended return, or Form 3115 with a Section 481(a) adjustment?
10. What is your extra fee, who handles the filing work, and what must the study include?

QUESTIONS FOR THE STUDY PROVIDER
1. Does this exact service cover the property's size, basis, units, renovations, and complexity?
2. Which building life will the report use, does my preparer agree, and is the quote residential or commercial?
3. How do you reconcile land, business use, and assets already separately depreciated or expensed?
4. What records must I supply, which inspection or review is included, and who performs it?
5. What report, supporting asset detail, methodology, reconciliation, and schedules will my preparer receive?
6. What is the complete fee, including every add-on I need?
7. Is Form 3115 preparation included, extra, or not offered, and who signs and files it?
8. When does the delivery clock start?
9. What study-related audit support is included, and what representation or tax-return work remains with my preparer?

MY NUMBERS (same property, same tax year, same basis assumptions)
First-year depreciation without a study: $________
First-year depreciation with a study:    $________
Extra deduction:                         $________
Extra deduction usable this year:        $________ / preparer has not confirmed
Study fee:                               $________
Extra tax-work fee:                      $________ / not confirmed
Open questions before I order:

A discussion aid from CostSegregationMatch. Not a quote, a cost segregation study, or tax advice.
https://costsegregationmatch.com/cost-segregation-short-term-rental/
Tax and provider sources checked October 6, 2026.

The one question that matters most: "How much of the extra deduction can I use this year?" Not "do short-term rentals qualify." Get a dollar figure.

Short-term rental cost segregation questions

Is Airbnb cost segregation different from Vrbo cost segregation?

No. They are booking sites. The study looks at your property and what it cost. The tax rules look at how long guests stay, how much you work, and how much you use the place. None of that changes with the platform.

Is it worth it on a smaller or cheaper rental?

It can be. Do the break-even: fees ÷ your tax rate as a decimal. A $950 study at a 24% rate needs about $3,958 of extra deduction you can use ($950 ÷ 0.24), before any tax-preparation fee and ignoring the tax treatment of the fee. Add every expected fee before deciding. Whether yours clears that figure depends on its additional supported depreciation and how much you can use, not just the property's price tag.

Can I do cost segregation myself?

You can use self-guided software if your property fits its limits. What you cannot do is guess a percentage and call it a study. Ask your CPA if the software's report is enough for your property before you pay.

Do I need a new study every year?

No. One study sets the schedule your CPA uses for years. You may need more work if you renovate, add on, or change how the property is used.

Do my down payment or mortgage set the numbers?

No. For a purchase, depreciation starts from the tax basis in the depreciable property, not just the down payment. The financed part of the purchase price is included, while land is excluded. Eligible acquisition costs and improvements can also affect basis. A $600,000 house with $120,000 down is still a $600,000 purchase. Inherited, gifted, and converted homes have different basis rules. (Publication 527.)

Does owning through an LLC change this?

An LLC does not by itself bypass the passive-loss rules. How it is taxed matters: a disregarded single-member LLC, a partnership, and a corporation are not interchangeable. With a pass-through entity, owner-level participation, basis, at-risk, and passive-loss limits can still matter. Ask your CPA how your ownership is treated. (IRS: Limited liability company; Publication 925.)

I rent out a room, a basement, or an ADU. Does this work?

Maybe, but slow down. Only the rental part of the property counts, and shared space has to be split. Personal use is harder to track. Get your CPA to set the rental share before you order a study on the whole house.

What if my CPA and the provider disagree?

Ask the provider to put its reasoning in writing: which parts, which lives, and why. Work through that with the preparer before filing. A quote is not a ruling, and hiring a preparer does not remove your responsibility for the return. Resolve the classification before paying for a report your preparer cannot support. (IRS Topic 254.)

Your next step

Here is the order that saves the most money and stress:

1. Run the five checks. Identify what must be confirmed before you choose a row in that first table.
2. Get a free estimate. CostSegregation.com lets you run numbers before you pay. R.E. Cost Seg gives a free proposal with a fee quote and an estimate.
3. Take the estimate and the question sheet to your CPA. Ask how much of the extra deduction you can use this year.
4. Order the study that fits. Choose the one that covers your property and gives your tax preparer what they need.

If your CPA has already said yes, skip to step 4.

Find My Cost Seg Provider

No account or contact details needed to compare options here. A provider may ask for your details when you request a proposal.

Still sorting out the tax side? Start with the sheet.

Get the CPA question sheet

How we checked this page. Prices, limits, and terms come from each provider's own website, checked October 6, 2026. Tax rules come from IRS publications, IRS notices, and the tax code, linked next to each claim. The $600,000 example is our own arithmetic with every assumption shown. We have not bought or tested these studies, and no provider paid to be here. CostSegregationMatch is a publisher, not a tax advisor or a study provider. Your tax preparer decides what applies to you. See a mistake? Send a correction. More on how we compare offers and our editorial standards.